How To Become A Property Millionaire In 2-5 Years

So you've always wanted to become a property millionaire but never quite knew how to get started?

The good news is that making large sums of money in real estate is relatively easy if you follow the proven path that those who have already done it have laid out for you.

In this article we share the top 3 tips that every property millionaire has implemented. It's your guide to shortcutting the process and making it big in property FAST!

Tip # 1: Real Estate Investing Is A Team Game...Don't Try And Do It Alone!

If you want to make serious money in property then you're going to need to become a master networker and attract a "dream team" of contacts and advisors.

Just some of the people you're going to need to know include: real estate agents and buyers agents (in your target area); local town planners (particularly if you're planning on subdividing or building); accountant (who can structure your purchases to minimize tax and protect your building wealth from frivolous lawsuits); mortgage broker or banker (who knows you and has given you in principal pre-approval to buy your specified type of property); valuer or appraiser; building inspector; attorney, lawyer or conveyance specialist; insurance agent; property managers and cleaners/gardeners. If you're going to subdivide or build, then you can add to this list surveyors; technical engineers; architects and tradesmen.

A tip to help you develop your network quickly is to have a business card that tells the world that you're a property investor/developer. A professional business card will tell your contacts that you're a serious player and ensure that you get the special attention you need to succeed in a competitive game.

Tip # 2: Find A Mentor...Someone Who Has Made Money Following Your Chosen Real Estate Investing Strategy

There are countless ways to make money in real estate - including the most simple buy and hold strategies and simple renovations to land subdivisions and building units, townhouses, homes and apartments (to name just a few).

To be successful as a property investor you need to find like-minded people who have successfully made money following the strategy that you would like to implement...aim as simple or as complex as you like as the learning curve will be steep either way. The key is to stretch yourself but not so far that you feel undue stress and strain.

In addition to teaching you the mechanics or "how toos" about investing in real estate, your mentor should help you work on your mindset to ensure that you don't let limiting beliefs and incorrect knowledge hold you back from the success you desire and deserve.

Afterall how many people do you know that believe myths such as "you cant make money without money" or "real estate investing is only for the wealthy" or "you need experience" or "it's too risky" or "you need insider information" or "you need to know the right people" and the list goes on. There is definitely truth to each and every one of these common myths - however if you get accurate knowledge about the strategy that you're pursuing and take massive action towards implementing your chosen strategy then all of these myths can be busted in time. You will discover that you learn by doing (and making mistakes) and that as you get experience, other people may start to offer you money to invest on their behalf (meaning you don't need to use your money to make money afterall!). And most importantly, your risk in real estate investing is directly proportional to your knowledge...that's why starting by following the proven system of a mentor who has walked the path you wish to walk is a great way to safely get started in real estate.

Tip #3: Don't Buy Emotionally - Have A Plan And Stick To It

It may sound obvious but the key to success in real estate is to do your homework, have a plan and to ensure that you've crunched the numbers and that you know your plans are profitable.

You would be surprised at home many people buy property without doing anything close to proper due diligence (let alone having any sort of profitable exit strategy!).

The first step is to research the market that you're working in to ensure that you're familiar with sales prices in the region. If you're going to renovate or subdivide land, you're doing to need to know what price you're likely to attract when you on-sell your property after you've added value to it. You should have a minimum profit target and calculate your property purchase prices based upon this profit level. If you cant buy your initial property at a fair price to allow you generate a reasonable return, then walk away!

Never assume anything. Never assume that the agent is telling you the correct information and never trust any sales evidence that is quoted to you that you haven't independently verified (you'd be surprised at how often agents tell you want you want to hear rather than the reality of the situation)!

When you're unable to assess any part of your property deal - call in an expert - rather than guessing (and possibly eroding your profits in the process).

Copyright ? 2006. http://realestate-investing-central.com All rights reserved.

This article may be re-published "as is" (unedited) as long as the author's bio paragraph (resource box) and copyright information is included. The URLs in the resource box should be set as hyperlinks if used on a web page.

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Patent - How To Get One

In this article we're going to discuss how to get a general patent as there are actually different kinds of patents that can be obtained.

If you're an inventor and think you've come up with some gadget that is going to be in everybody's home in the next few years then you might want to think about securing a patent for this amazing invention otherwise you might find that it is stolen right from under your nose.

It is very common to confuse patents with copyrights and trademarks. A patent basically grants the inventor trademark rights for his invention. The words of the actual patent grant are as follows: "the inventor is given the right to exclude others from making, using, offering for sale, or selling the invention in the issuing country or importing the invention into that country." In other words, the inventor has complete control over his invention.

There are 3 kinds of patents that an inventor can obtain. The first is a utility patent, which is given to anyone who invents of discovers a new process or machine. This includes any article manufactured that is an improvement over a similar article. The second is a design patent, which is given to anyone who invents a new design for a manufactured article. The third patent is called a plant patent, which is given to anyone who invents a new kind of plant.

To get a patent for any of the above categories the inventor must file a patent application. Usually, because of the sensitive nature of patent infringement, these inventors will hire a lawyer to aid them in the process of securing their patent. These are attorneys who specialize in patent law and know all the idiosyncrasies of the business. If you're an inventor hiring a lawyer for this service expect to pay a very large fee because of the specialty of their service.

If you are looking to save some money you may want to try to get through the process of getting a patent on your own. The system itself requires that the patent examiners make themselves available to help any inventors who are not going through an attorney. If you're going to go about this process without a lawyer make sure you make notes of your invention in minute detail. This is required so as to verify that the invention is indeed new and original and not an infringement on somebody else's patent.

Make sure you read through the application questions very carefully so as to make sure that your invention qualifies as an original work otherwise you can be wasting a lot of time and money in the process. Even without using an attorney the filing fees can run as high as $2000. In some cases you may also have to build a prototype of your invention and give the patent examiner a demonstration of how it works.

In order to make sure your invention is indeed original you will have to research all current patents. You can do this either online or at the Trademark Depository Library.

Also remember that applying for a patent is a business decision. Even if the item is original you still want to make sure there is a market for it before you go through the whole process only to find out that nobody has any interest in what you've invented.

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Crucial Land Development Information to Develop Your Land

Land development information helps you understand different factors affecting the land development cost such as land surveying and supervision fees, realtor fees, interest, taxes, roads, attorney fees, utilities and landscaping. Land development information is vital if you are not well versed with land development. Adequate information will help you save money and obtain finance for land development projects.

Based on reliable land development information, people say that developing your own land will be cheaper and profitable than selling your land to a developer. Access to land development information helps you to hire professional help to take you through the government approval process without your need to attend meetings.

It is important to seek land development information on what controls apply on your property and how to use the land. Before embarking on land development projects, you are required to check out in which zone your property is located and the nature of development that is permitted in the zone.

Land development information is necessary so that you can determine whether your property is located within a precinct and what controls it is subject to. Information related to different aspects of land development assist you to ensure whether there exist any protected areas on your property. You may determine the legal implications involved by gaining land development information. This information also helps you to find out if your property is subject to other map-based controls. Land development information also helps you in deciding ways for how to go about it.

Armed with adequate land development information, you may check out if any heritage items are on your property. You may also ensure, as whether your property falls within a heritage conservation area. Land development information, also helps you find out if special land use is permitted on your property. This information is crucial before you start land development projects.

As per land development information, certain areas are exempt and do not require development consent. Information related to land development is crucial because, all developments, other than minor works, are to meet certain standards. You may note that any development, other than a minor addition, may require submission of site analysis plan. In case, you are planning to divide the property into separate title, find out whether your property is big enough for sub-division.

Land development information is crucial to comply with all legal requirements before dealing with your land in any manner. This information will help you in effectively planning and executing land development projects.

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Crucial Do-It-Yourself Debt Consolidation Facts

There are facts you should know before you consider entering into a debt consolidation contract. Some of the facts outline free sources for debt consolidation. Many of the online sources for debt consolidation will charge nominal fees and interest for helping you reduce your interest rates. In other words, your debts are not eliminated or reduced; rather, your debts that have interest are eliminated or reduced.

It is actually possible to consolidate your debts without the help of large firms.

At your local library, there is a kit that will help you consolidate your bills on your own. These kits offer systematic steps you can follow to write your creditors and collection agencies, explaining your situation thoroughly while asking for leniency. These kits have all the details pertaining to debt consolidation, debts, debtors, creditors, collection agencies, and attorneys that will help guide you through the process of relieving debts. They will also guide you through the steps of getting those hounds from hell off your back. If you are tired of hassling letters and annoying phone calls from creditors, then this do-it-yourself-kit for debt consolidation is right for you.

Working closely with legal advisors has taught me that the fact is, as long as you are putting forth an effort to payoff your bills, then the creditors must leave you alone. In other words, if you've made effort to repay your debts, but were not capable of paying the full amount, the creditors are legally bound to make room for you to repay the debts.

If you have called or written your creditors, putting forth the effort to payoff your debts after negotiation has ended, then if those creditors call, write, email or send solicitors to your door, they are illegal stepping out of their bounds and you should contact the proper authorities to file charges.

About the Author: Kirsten Hawkins is a finance and credit expert from Nashville, TN. Visit http://www.creditcardnews.org/ for more information on credit repair and financing.

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Are You Getting Paid for Your Time on the Phone?

Do you spend hours on the phone every day and feel like you haven't accomplished anything? Are people using your valuable time without giving you something in return?

A very effective phone sales technique I've used with great success is maximizing every call for future business. What do I mean? Every time you pick up the phone, either an incoming or out going call, think about asking for more business.

Think of the number of people you speak to during the day who you could ask for business. When I was in the mortgage business I spoke to real estate agents, attorneys, title companies, creditors, banks, insurance agents, clients, tax assessors, appraisers, etc. on a daily basis. Many of these people I spoke to more than once and many I developed long term relationships with. Some of them became referral sources for me.

However, If I didn't learn to ask, I wouldn't have received as much business from them. Many of the people you speak to on the phone every day have friends or relatives who may need your product or service. You may never find out unless you use this phone sales technique and ask who they know that might be interested in your product or service.

I'm talking about everyone you talk to every day, even if you only speak to them once. I know your thinking, I can't ask someone for business who I just met. Why not? To quote Zig Ziglar, "Timid sales people have skinny kids". What's the worst that can happen; they don't know any one.

Don't wait for someone to give you a name, ask for it first. You may be planting a seed that will grow into future business.

This phone sales technique has worked for me time after time. I finish a phone conversation and say oh, by the way, who do you know? I get names, phone numbers and sell business from routine contacts. And besides, if they got something from you, why shouldn't you get something in return?

If you take the time to answer the phone or make the call out, why not maximize your time and take a few extra seconds to ask for business. If you're courteous and professional with people, you'll be surprised at how much extra business will come your way using this simple sales prospecting technique.

?2004-05 FromTheHeartSalesTraining, All Rights Reserved

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Conscience

  Conscience is not something that is trained into us. It is an innate potential that each of us has the responsibility to tune to, not a skill that is learned by others imposing their will upon us.

When I was a child my parents told me what was right and wrong, school had its rules and church had its sins. To be a good boy, all I needed to do was obey all the do?s and don?ts. If I did, I was led to believe I was following my conscience. 
This view of conscience can carry into and through adult life so that one?s perception of right and wrong is shaped totally by the dictates of others. Is conscience just a product of nurture? Are we mere blank moral slates at birth or do we have an inherent sense of ethic from the get-go? I have come to believe the latter is the case because of my own internal reflection from the time of self-awareness in early youth, and the fact that society throughout time has had the same basic thread of ethic. I have sensed right and wrong from earliest memory. I?ll bet you have too, if you reflect. It is there from the beginning just as the homing instinct is within a migrating bird breaking from the shell. 
We spend a lifetime tinkering with our conscience, testing its limits, compromising, suppressing, denying and ignoring it in an attempt to cheat life and gain unfair advantage. But it remains solid and true at our core always ready to be re-discovered and acknowledged. We often learn best by making mistakes and feeling the pain. It is those pangs of conscience and guilt remaining with me for a lifetime that have taught me the lesson to listen-up when conscience speaks. 
The first step, however, is to reach within and decide what is your conscience as opposed to that of another. Somebody else?s moral dictate does not equal your conscience. If we had been brought up in another society, with other parents, a different school system and religion, then the rights and wrongs would be different and our ?consciences? would be different. Some societies practice cannibalism, infanticide and suicide bombing because that is the way their conscience is groomed by others. But the conscience I am pointing to is not contingent. Conscience is like a receiver. We can tune it to the immutable law of universal truth or try to tune it out. Nevertheless, it remains there beaming to us whether or not we change the dial. 
To make conscience dependent upon the whims and seasons of humans is to marginalize it into ethical meaninglessness. For example, who to kill and how to kill is formulated by military leaders and an ingrained patriotic ?conscience.? Each side in a conflict sees it as moral to kill the other. If we kill and maim one or hundreds of people, as long as they are the enemy, we are doing our moral duty and our ?conscience? is being properly exercised. In the legal profession, attorneys will defend the guilty and prosecute the innocent and do so completely in line with their conscience because the law (which others have devised) dictates that such is proper and right. In medicine, physicians prescribe drugs and practice surgery and other therapies that may do more harm than good. But they do so in good conscience because this is what medical school taught and it is in line with conventional standards of practice. If a patient dies as a result of therapy, the doctor can take comfort in thinking he has done all that can be done as defined by accepted medical standards. His conscience is clear. If a food manufacturer makes food composed of a variety of synthetics and food fractions, that?s considered fine as long as the food meets certain regulatory requirements and the label is designed ?properly.? The product is perfectly legal to sell and the company need suffer no problems with conscience regardless of the health consequences to consumers.  
On the other hand, consumers feel they need only follow all the societal norms to be of good conscience. Let doctors take care of health, the government take care of the economy, the military take care of security, the attorney take care of disputes, the accountant take care of finances, the church take care of ethics, and the food industry take care of food choices. Sit back, watch TV, overeat, pay the bills and follow the rules. All is well.  
This surrender of conscience first became apparent to me during a time in my life when I questioned the organized religion I was brought up in because I discovered it was committed to conformity to human edicts (church leaders), not the search for truth. This brought me to the following question: If I were to deny such outside institutional moral authority and be left alone with only my own conscience, would I become a thief, rapist and murderer? To my surprise, rather than a sense of amoral freedom, over time and with more life experience I found myself like in one of those rooms in the movies where all the walls start pushing in. Listening to the inner voice of conscience was far more exacting, demanding, constricting and at the same time liberating (the true inner me was in charge) than decades of religious mandate ever was. Virtue is choice, not obedience ? a true (secular) epiphany for me.
We think we exercise conscience in our careers and personal lives, but few of us do. We usually are following the choices others are making for us. And these choices are too often designed primarily to benefit those who are giving us our do?s and don?ts. We are moo-ing along back to the barn to be milked by the conscience givers. Surrendering to others makes us too vulnerable to their self-interests. The end result, all too often, is that we become pawns, victims, experimental subjects, tools and objects of tyranny, resources and profit centers. Rather, we should reach out to become full human beings each individually exploiting our full potential and helping to bring the world to a better place through our own innate and cultivated inner voice. 
I?m not sure how to properly define conscience other than to say it is innate within our being, an instinct to serve as an ethical guide. We will never come to know our conscience, however, until we free ourselves of the imposed consciences of others. This is not to say the views of others shouldn?t be considered, just that it seems to me that each of us are at least as justified in deciding what is right and wrong for ourselves as someone else is in deciding it for us. 
I?m not suggesting just dropping out and being self-willed. It means taking on the heavy lifting of being informed and exercising ones own judgment. A conscience nurtured by search, openness, and a commitment to reason and truth is a responsibility each of us must shoulder. To not develop an informed and self-reflecting conscience, but rather to follow the rules of various surrogate mommies and daddies through life, is to remain a child.

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Define A New Niche To Seize A Big Competitive Advantage When Marketing Legal Services

When marketing legal services, generalities fail and specifics persuade. The same is true when you decide which legal services you wish to feature in your attorney marketing program.

When you practice in various areas of the law, your prospects and referral sources see you as a generalist. Often, they don't remember you for any particular area of practice. In their minds, your image is blurred.

On the other hand, when you practice in one narrow area of the law, your prospects and referral sources know exactly what you do. Your image is clear and precise. So even if you want to practice in a broad area, or offer a wide range of services, you'd do well to define your niche in narrow terms so prospects and referral sources see you in one specific niche.

The more narrow your niche, the easier it is to establish yourself as the authority in that niche and for people to perceive you as the expert. Also, the easier it is for clients, prospects and referral sources to remember exactly what you do.

The more narrow your niche -- and the more effective your marketing program -- the more your law practice will soar. It's no exaggeration to say that when you focus on one narrow niche, the sky's the limit.

So, how do you "specialize" when you're good at many things -- and when you may want to do many things?

Simple.

When I started in marketing, (a long time back), I was overwhelmed with all the skills I needed to learn. I thought no one person could possibly know how to write powerful ads, generate publicity, design seminars, create newsletters -- and do it all well.

Now, 30 years later, I see the bigger picture -- realize that basic principles apply across the board -- and view marketing much differently from the way I viewed it 3 decades ago. Today, I know how one person can understand how to create a powerful marketing message -- and then deliver that message using a number of different methods.

So today, I use a wide range of tools, including advertising, publicity, seminars, newsletters, tapes, web sites, and more. Yet these many tools all fall under the one umbrella of Education-Based Marketing.

Here's how you can create and profit from your own unique niche:

Step #1: Determine the areas of law in which you want to practice. Do you want to practice family law? Estate planning? Commercial transactions?

Step #2: Determine the types of clients you want to serve. Do you want to work with affluent consumers? Business owners? Doctors? Or all clients who need specific types of services?

You can approach your law practice either from the service point of view, meaning the services you want to provide. Or the client point of view, meaning the clients you want to serve. Or a combination of both, providing these types of services to those types of clients. Then write down your clients/services statement, so you can see clearly -- in writing -- exactly who you want to serve and what you want to do for them. Next:

Step #3: Create a new playing field. One problem lawyers have is that they practice in areas of law that are nearly identical from one lawyer to the next, and from one law firm to the next. If you want a personal injury lawyer -- an estate planning lawyer -- or a divorce lawyer -- you can probably find a dozen up and down your city block.

True, the generic label helps prospects identify the type of lawyer they need. But the generic label also reinforces the perception that all lawyers in a specific field are the same -- just because they all share the same label.

Don't accept the playing field defined by the marketplace, tradition or other lawyers. Create your own niche. Rise to a new level. After all, if you're investing money and time in marketing, you have every reason to re-define the playing field so it benefits you.

Step #4: Name your niche or area of specialization using fact-oriented, descriptive words. The old marketing adage is that people buy benefits and not features. Even so, when naming your niche, don t use a benefit title because it says nothing and arouses suspicion. When I named education-based marketing, I wanted a term that clearly describes what I do. I could have called it Power Marketing, Marketing That Works!, Brilliant Marketing -- or some other ridiculous combination of meaningless words. But, instead, I wanted a term that accurately described my marketing process in terms my prospects could relate to and understand. Hence, education-based marketing.

Name your niche so it describes what you do as factually and accurately as possible. At the same time, make sure your new name covers all the services you want to provide. If you use a narrow name, often prospects will think you provide only those services, not realizing you can and want to provide services outside that narrow area as well. So you want a niche name that creates the impression of a narrow focus, yet is broad enough to include everything you want under that umbrella.

Step #5: Market like crazy. From a competitive point of view, a new niche is worthless if your prospects don t know it, understand it and see it as a major competitive advantage. You could be the only lawyer in that niche -- and the only lawyer using the term -- but no one will care if your prospects don't see why they should hire you instead of your competitors. As a result, your new niche should become a key part of your marketing message. Then you need to educate prospects about why a lawyer in your niche -- who provides the services you offer -- is exactly the lawyer your prospects need.

Step #6: Reflect your new niche in all your marketing materials. If you create a powerful niche -- and believe in it -- then shout it from the mountaintops. All of your brochures, seminar materials, advertising, publicity and web sites should reinforce the existence and importance of your niche. The more traction your niche develops, the more validity prospects attach to it. The more prospects and competitors talk about it. The more real is becomes. Soon, prospects see it as a genuine niche, as opposed to a term you made up after a little wine. At that point, the niche you created moves from perception to reality, which, for marketing purposes, is the same.

SUMMARY: In a marketing sense, you should focus on one area of law. You're in the strongest competitive position when you create your own narrow niche. Make sure your niche is broad enough to include all the services you want to provide -- yet narrow enough so your prospects perceive you as an authority in that area.

IMPORTANT: Take your time and make these decisions carefully. Create different terms for your niche and ask clients and friends for their reaction. See which niche names do and don't appeal to them. See if they have an idea what the niche name means. The name you attach to your niche will likely determine its success or failure. So make this decision slowly, carefully, wisely.

I first wrote the term education-based marketing in 1984. Today, 22 years later, I still use it because (1) it describes exactly what I do, (2) it's the only marketing method I use, and (3) my prospects hire me to provide those services. That's the test of a good niche.

Now develop one for yourself so when marketing legal services, you gain a significant advantage over your competitors who also strive for attorney marketing success.

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