Do not neglect the Humble Check

Internet commerce is a means of instant purchase. A customer sees the product he or she can enter credit or debit card, the product is shipped. Simple. No mess
Deal with postal checks, no waiting for the merchant to cash the check.

For online merchants, the process is straightforward and simple. There is pending
To examine in order to carry out, without worrying if the check is good and no major delays in the transport of goods.

Therefore, it is easier for online traders to believe that there is no value in offering payment by check
as an option to purchase. Indeed, in competitive industries where margins are tight, if the loss of time and
Risk of accepting checks involved makes it an uneconomical choice. And anyway, you use a credit or
Debit cards in those days. Right? Wrong.

Here are some facts for all to consider what business ecommerce:

The Federal Reserve Payments Study 2004 (http://www.frbservices.org/Retail/pdf/2004PaymentResearchReport.pdf) shows that the controls
are still the most popular cashless payment, for a total dollar more than 20 times that of credit
and debit cards are added. Moreover, a recent exhibition publication by the Office of the Attorney General of Minnesota, that 11% of Americans
have no credit at all. This is not even millions of people rather than on their cards maxed.

Can we really afford, neglect of the 30 million plus Americans who have credit cards, and millions of others who prefer
Checks on all other forms of payment? After all, these are your potential customers!

Accept checks ONLINE

can accept, even taking into account the large number of new potential customers, the checks are still problematic, E-Commerce
Based traders. The possibility of bad checks, late payments, additional cards - all these things increase the cost
And reduce profits. But the recent Check 21 legislation and the increasing availability of electronic control solutions for businesses of all
Menas sized e-commerce merchants can now accept payments online, by phone and fax easily and with virtually no risk.

Treatment Works as electronic control

I accept payments via electronic check is a simple process. The merchant transmits easily verify the customer to complete a transaction
manufacturing companies. The processor then moves the information from the customer's account and the merchant. It 's easy, convenient
and, most important, which means that the compensation process is much faster than the traditional check card transactions. Best of all, there is no delay in
Payment received, is cheap and the number of click-to-sales ratio increase significantly.

CHOICE OF A CHECK TRANSACTION PROCESSOR

There are a number of companies able to compete aggressively for your business processors. Many of them offer a simple integration
Your current shopping cart or a stand-alone solution. One click to export your accounts software is also a standard feature.
The main online merchants should be considered in selecting a company to handle payments are as follows:

i) no fee - Some payment systems require a fee just to use its services. For obvious reasons, these are best avoided.

ii) No monthly minimum - Small businesses should check for e-commerce processors not finding a set of minimum monthly spend
Number of transactions.

iii) Flat fees or the percentage of Check Value - Some payment processing companies charge a percentage of the value of each control processing
others offer a fixed fee per check. While the flat fee option makes it easier to predict the cost and is the best choice for many, it is useful for mathematics
To decide if this is the best way for your company.

iv) verification of control - To reduce the risk of bad checks to reduce the verification of real-time control, you must have service. The best known of these is SpeedChex
ATMVerify system that provides access to over 170 million accounts. This allows the user to determine if an account is currently open or closed so frozen determine whether a control is likely that the introduction of new.
Offer to review electronic payments, as a call option is the only effective way that online merchants can touch consumers preferred payment method and is still reducing the risk of money quickly and ship the goods quickly. So do not neglect the humble check.
Deal with postal checks, no waiting for the dealer to cash the check.

For online merchants, the process is straightforward and simple. There is pending
To examine in order to carry out, without worrying if the check is good and no major delays in the transport of goods.

Therefore, it is easier for online traders to believe that there is no value in offering payment by check
as an option to purchase. Indeed, in competitive industries where margins are tight, if the loss of time and
Risk of accepting checks involved makes it an uneconomical choice. And anyway, you use a credit or
Debit cards in those days. Right? Wrong.

Here are some facts for all to consider what business ecommerce:

The Federal Reserve Payments Study 2004 (http://www.frbservices.org/Retail/pdf/2004PaymentResearchReport.pdf) shows that the controls
are even more popular cashless payment, for a total dollar more than 20 times that of credit
and debit cards are added. Moreover, a recent exhibition publication by the Office of the Attorney General of Minnesota, that 11% of Americans
have no credit at all. This is not even millions of people rather than on their cards maxed.

Can we really afford, neglect of the 30 million plus Americans who have credit cards, and millions of others who prefer
Checks on all other forms of payment? After all, these are your potential customers!

Accept checks ONLINE

can accept, even taking into account the large number of new potential customers, the checks are still problematic, E-Commerce
Based traders. The possibility of checks, late payments, additional cards - all these things increase the cost
And reduce profits. But the recent Check 21 legislation and the increasing availability of electronic control solutions for businesses of all
Menas sized e-commerce merchants can now accept payments online, by phone and fax easily and with virtually no risk.

As electronic control treatment WORKS

I accept payments via electronic check is a simple process. The merchant transmits easily verify the customer to complete a transaction
manufacturing companies. The processor then passes the information of the current account of the customer and the merchant. It 's easy, convenient
and, most important, which means that the compensation process is to revise much faster than paper transactions. Best of all, there is no delay in
Payment received, is cheap and the number of click-to-sales ratio increase significantly.

CHOICE OF A CHECK TRANSACTION PROCESSOR

There are a number of companies able to compete aggressively for your business processors. Many of them offer a simple integration
Your current shopping cart or a stand-alone solution. One click to export your accounts software is also a standard feature.
The main online merchants should be considered in selecting a company to handle payments are as follows:

i) No entry fee - Some payment systems require a fee just to use its services. For obvious reasons, these are best avoided.

ii) No monthly minimum - Small businesses should check for e-commerce processors not finding a set of minimum monthly spend
Number of transactions.

iii) the flat rate or percentage of Check Value - Some payment processing companies pay a percentage of the value of each control processing
others offer a fixed fee per check. While the flat fee option makes it easier to predict the cost and is the best choice for many, it is useful for mathematics
To decide if this is the best way for your company.

iv) verification of control - To reduce the risk of bad checks to reduce the verification of real-time control, you must have service. The best known of these is SpeedChex
ATMVerify system that provides access to over 170 million accounts. This allows the user to determine if an account is currently open or closed so frozen determine whether a control is likely that the introduction of new.
Offering to control electronic payments as an option to purchase is the only effective way that online retailers can tap into consumers 'preferred payment method' and still reduce the risk of money quickly and ship the goods quickly. So do not neglect the humble check.

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